Your Outsourced Payments Department
You’d never navigate tax code without a CPA. Why navigate payments — one of the most complex, technical areas of your business — without a specialist?


The Problem
Payments is one of the most misunderstood expenses in business. There are over 1,000 interchange categories, constantly changing rules, and processors who profit from your confusion. Most CFOs and finance teams simply don’t have the time or training to optimize this effectively.
Here’s what typically happens:
You negotiate a rate when you sign up
Fees quietly creep up over time
You switch processors, hoping for better
The cycle repeats
Sound familiar?
The problem isn’t your processor. It’s that you don’t have anyone watching the details — the interchange qualifications, the hidden markups, the account settings that determine what you actually pay.
Our Solution
Infiniti embeds with your team as your dedicated payments experts. We do the work that nobody else is doing:
What We Look For
Interchange misqualification — The #1 hidden cost. Are your transactions qualifying at the rates they should?
Fee markups and padding — Processors often add basis points that aren’t obvious on your statement.
Network routing inefficiencies — Are debit transactions being routed through the lowest-cost network?
Chargeback and dispute patterns — High chargebacks don’t just cost money — they raise your rates.
Authorization optimization — Failed authorizations cost you revenue and increase your risk profile.
Contract terms that don’t serve you — Termination fees, rate escalation clauses, and hidden commitments.


What You Get
Clear, jargon-free explanation of your current setup
Specific recommendations with dollar amounts attached
Implementation support — we do the work
Ongoing monitoring and quarterly reviews
A true partner who’s aligned with your success
Who This Is For
We work best with midsize and enterprise companies who meet certain criteria. If this sounds like you, let's talk.


Pricing
UPFRONT ANALYSIS
Complementary
No contract required
Complete merchant account analysis
Processing fee breakdown
Payments stack review
Expert report card
OPTIMIZATION
Included
Included with engagement
Merchant account optimization
Work with your processor
Streamlined payments setup
Portion of realized savings
CONSULTING
Included
Included with engagement
Merchant account education
Payments stack deep-dive
Processor charge explanations
Team collaboration
REPORTING
Included
Included with engagement
Processing fee reports
Transaction analysis
Effective rate calculations
Trend insights